Pruspex continuously monitors market data and supports companies in investing excess cash balances according to clearly defined, data-based rules instead of letting them sit there without interest.
Illustrative representation of a staggered entry over several points in time.
Many companies maintain cash reserves for investments, tax payments or unforeseen expenses. These funds often remain in business accounts for long periods of time with virtually no interest.
Without their own treasury department, many managing directors do not have the time to continuously monitor markets. Decisions are then made more spontaneously or under time pressure, which increases the risk of wrong decisions.
At the same time, emotional distortions - such as hesitation when prices are falling or delayed action when markets are rising - often have a stronger effect than one's own assessment would suggest.
Pruspex takes over ongoing market observation and applies predefined rules for entry times. Investments are made in multiple tranches to reduce dependency on a single point in time.
Pruspex was developed for companies that do not want to base capital decisions on guesswork, but on systematically evaluated data. The platform continuously processes market and price data and derives recommendations for action based on previously defined risk parameters.
Every execution is logged so that management and accounting can see at any time which criteria led to which decision.
The functions work together in a coordinated manner and can be individually adapted to your company's liquidity planning.
Instead of investing a sum at a single time, Pruspex automatically distributes the investment into several tranches. The specific entry times within this period are determined by a forecast model that takes short-term market conditions into account.
A continuously updated model assesses volatility and market risk and adjusts the size of individual tranches accordingly. This means executions remain within the risk limits you set, even if market conditions change at short notice.
A constantly updated dashboard allows you to keep track of executed tranches, current positioning and the underlying market indicators - without having to manually track price trends yourself.
The entire process is divided into three comprehensible steps that are documented for each execution.
Market, price and volatility data are continuously brought together from multiple sources and standardized for further evaluation.
A forecast model evaluates the current data situation in relation to historical patterns and derives possible entry times from this.
The tranche is executed based on your specified parameters and documented in the dashboard, including the underlying decision criteria.
The following examples show in which situations companies use Pruspex for their capital planning.
Cash reserves that are not needed in the short term can be invested in a structured manner without completely giving up access to some of the funds.
By distributing it across several tranches and ongoing risk assessment, the dependency on a single market point in time is reduced.
Income from optimized liquidity can help finance investments or expansion steps in the medium term without putting a strain on ongoing operations.
Capital is held through regulated custodians, not directly with Pruspex. The platform handles the analysis and execution logic, while custody and account management remain with separate, specialized partners.
You set your own risk limits, investment horizon and maximum tranche sizes. Automated executions only take place within these parameters, and every decision can be traced afterwards.
Only the data necessary for the analysis is processed. Details on storage, transfer and deletion can be found in our data protection information.
A non-binding analysis shows how your current cash reserves could be used with an automated, rules-based strategy.